Philippe Benitez

Blogger profile: philippebenitez

Philippe Benitez is VP of Business Development at Gemalto Inc where he leads regional development efforts to increase card revenue for financial institutions through mobile payments, EMV and other value-added services. Prior to Gemalto, Philippe worked with Schlumberger in Paris France. He moved to Austin in 1998 and became a Texan shortly thereafter.

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Posts by philippebenitez:

Accepting Mobile Wallets in a Multi-platform World: What’s a Merchant to Do?

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Posted on 7th Aug 2014 by in

The U.S. payments ecosystem is evolving as NFC contactless and cloud-based mobile wallet technologies are offering consumers a streamlined payment experience and unique loyalty benefits. While few doubt the benefits mobile will enable, many merchants wonder which technology to accept at the POS as BLE, NFC, QR-code, and barcode-based technologies are all being evaluated by […]

Staying Ahead in the Payments Game

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Posted on 15th Jul 2014 by in Financial-services

Hot Issues in the Payments Industry We recently gathered leaders from across the banking industry at our annual Smart Payments Forum (SPF), held this year in San Francisco, to discuss trends in the payments industry. Attendees at the SPF agreed that EMV and the protection it provides is integral to reducing card fraud and also serves as a conduit […]

4 Must-Haves for Banks to Build a Mobile Wallet That’s Secure

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Posted on 30th Jun 2014 by in Financial-services

Mobile is a key part of every bank’s strategy to increase retention of account holders by providing a convenient and secure portal to access services. Mobile banking applications already allow consumers to check balances, transfer money and make deposits while on the go. And many banks are now looking at extending the functionality of mobile […]

Questions Remain for US EMV Migration

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Posted on 29th May 2014 by in Financial-services

The U.S. migration to EMV chip payments is well underway, with many industry stakeholders on track to meet October 2015 liability shift deadlines.

Do you “speak” EMV? Six terms you need to know to get ready for EMV payments

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Posted on 22nd Apr 2014 by in Financial-services

A whole new language is coming with EMV credit cards. Did you know that an EMV credit card isn’t used by swiping it?  “Swiping” will someday be a term of the past (along with the mag-stripe relics that swiping supports).  Credit cards with an EMV chip are “dipped”, “waved”, or “tapped.”  Not to worry, it’s […]

EMV in the U.S.: Chip cards are here, but where is EMV at the POS?

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Posted on 18th Mar 2014 by in Financial-services

There’s no doubt that EMV credit cards are finally making their way to the United States.  It’s almost become old news that all of the major credit card issuers in the U.S. have begun issuing EMV cards to a portion of their customers and are steadily working towards converting all of their cards to EMV.  […]

How will EMV credit cards be used to make payments?

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Posted on 27th Feb 2014 by in Financial-services

The way that we make credit card transactions is going to change as EMV cards become more common (those are credit cards with a chip). In the U.S. we’ve become accustomed to making a credit card transaction with a swipe.  But EMV cards aren’t swiped.  Instead, they are “dipped” into the payment terminal, and left […]

EMV Payment Security Hits US National Spotlight

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Posted on 29th Jan 2014 by in Corporate

EMV payment technology has finally gotten its big break in the US in the way of national news coverage. After several recent high-profile payment card data breaches, more Americans have started to ask whether it’s time for the US to abandon magnetic stripe payment technology in favor of more secure EMV. Yes, it’s time. For more […]

#1 fraud threat facing financial services is card skimming, says U.S. Attorney

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Posted on 21st Nov 2013 by in Corporate

Fraud continues to be growing problem in the United States.  While many other regions of the globe have reduced counterfeit card fraud over the past decade, the U.S. continues to see fraud rise, and some have called U.S. card skimming an “epidemic.” The scale and importance of the problem has even reached the desk of […]

Key Opportunities for Issuers to Engage Consumers on EMV

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Posted on 19th Nov 2013 by in Corporate

Building on the lesson that I wrote about last month about EMV migration (get the education piece right, and you’ll pave the way for a faster, smoother migration to EMV and contactless payments), I’d like to address an important set of players in the payment ecosystem: card issuers. There are a few built-in touch points […]