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Philippe Benitez

Blogger profile: philippebenitez

Spent nearly 20 years successfully driving smartcard adoption with the biggest players in telecom and banking on three continents. He currently blogs on the exciting transformation of payments in the US. During his free time, he tries to lift at least as much weight as the women in his gym, or practices new dance steps with his two reluctant daughters, ages 9 and 11.

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Posts by philippebenitez:

How will the U.S. benefit from EMV migration? Look to Canada

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Posted on 28th Mar 2013 by

As the U.S. continues its implementation of EMV chip cards, it’s lucky to be able to look to other countries that have adopted the technology for best practices, lessons learned, and future benefits. As a Gemalto employee based in the U.S., I’ve been eagerly watching to see how our neighbor to the north, Canada, is [...]

Key dates for EMV in the U.S.

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Posted on 7th Mar 2013 by

EMV in the United States is here. Secure, chip-based EMV credit and debit cards are now the new way to pay, and magnetic stripe cards will eventually become a thing of the past. (It’s long overdue; the Central Bank of China recommended that banks stop issuing magstripe cards after 2012, and the European Central Bank has been [...]

Payments, Mobile and Transit Industry Professionals Come Together – at 2012 Smart Card Alliance Payments Summit

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Posted on 17th Feb 2012 by

Last week, the Gemalto team headed out to Salt Lake City, Utah for the 2012 Smart Card Alliance Payments Summit.  The three-day event lived up to its name, covering all things payments such as EMV chip card payments, mobile payments and wallets, NFC, and open transit payments. The hot topic of the event?  EMV’s impending [...]

MasterCard joins Visa with EMV roadmap in US

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Posted on 1st Feb 2012 by

This week the payments industry got news that many of us were hoping for: MasterCard is joining Visa in support of EMV in the United States.  In a statement issued this week, MasterCard introduced its US roadmap from magnetic stripe cards to EMV chip cards, and beyond to mobile payments and much more. While the [...]

US Card Fraud Disproportionately High Last Year

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Posted on 4th Nov 2011 by

As cited in a previous blog post, The Nilson Report has released its annual fraud figures, and they are a bit unsettling. The United States now accounts for 47 percent of global card fraud even though it generates only 27 percent of the total volume of purchase transactions. Why does the US have such a disproportionate percentage of fraud?