Philippe Benitez

Blogger profile: philippebenitez

Philippe Benitez is VP of Business Development at Gemalto Inc where he leads regional development efforts to increase card revenue for financial institutions through mobile payments, EMV and other value-added services. Prior to Gemalto, Philippe worked with Schlumberger in Paris France. He moved to Austin in 1998 and became a Texan shortly thereafter.

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Money2020 bringing together technology and payment leaders for the future

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Posted on 10th Oct 2013 by in Corporate

Money2020 has been full of interesting insights on new and developing payment technologies. Payment players from across the spectrum have gathered for Money2020 this week in Las Vegas, from start-ups to those who have been in the industry for decades. With so many payment power players under one roof, I wonder how many years of […]

Gartner highlights EMV and NFC trends in recent Hype Cycle Report

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Posted on 24th Sep 2013 by in Corporate

In its recently released Hype Cycle for Financial Services Payment Systems report, Gartner gave warning of increasing payment card fraud in the U.S., highlighting EMV (‘chip and pin’) payment cards as the preferred solution. According to Gartner, “U.S. banks should recognize that fraud will likely increase exponentially and with little warning. They should develop an EMV-centric […]

The Truth About EMV in the US: Card-Not-Present Fraud

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Posted on 28th Aug 2013 by in Corporate

To continue our discussion about popular myths and misconceptions about EMV payment cards, let’s talk about card-not-present (CNP) fraud – the kind where the merchant never sees you or your card. In other words, the merchant never verifies that the person making the transaction is the legitimate cardholder by checking the signature or seeing that […]

The Truth About EMV in the US: How Easy is EMV for Merchants?

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Posted on 6th Aug 2013 by in Enterprise

EMV is a hot topic among merchants, banks, and card issuers in the U.S.  Along with the new technology comes an abundance of rumors, myths, and half-truths.  We recently discussed two important questions, Is EMV Coming or Not?, and Can We Skip EMV and Jump Straight to Mobile Payments?  Today we’re discussing a popular EMV […]

What does it take to upgrade to EMV in the U.S.?

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Posted on 16th Jul 2013 by in Corporate

EMV is quickly approaching in the US. There is no doubt that a wave of implementation is upon us. Successful migration to EMV will involve making changes to all payment systems, processes and procedures, so it is important to for card issuers and merchants alike to begin the implementation now. Lately banks and processors have […]

The Truth About EMV in the US: Can We Jump to Mobile Payment and Skip EMV?

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Posted on 9th Jul 2013 by in Enterprise

As part of our blog series, The Truth about EMV, we’re discussing some popular misconceptions and myths surrounding EMV payment technology.  Earlier this month we discussed the fundamental question, is EMV coming to the United States or not?  The answer was a resounding yes, EMV is well on its way to becoming a dominate payment […]

The truth about EMV in the US: Is it coming or not?

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Posted on 25th Jun 2013 by in Enterprise

If you are a frequent reader of this blog, then you know that EMV is coming to the US.  But for many of the individuals and organizations impacted by the change to the US payments infrastructure – like consumers, card issuers, processors and merchants – EMV is a new technology. As with any technology shift, […]

How will the U.S. benefit from EMV migration? Look to Canada

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Posted on 28th Mar 2013 by in Corporate

As the U.S. continues its implementation of EMV chip cards, it’s lucky to be able to look to other countries that have adopted the technology for best practices, lessons learned, and future benefits. As a Gemalto employee based in the U.S., I’ve been eagerly watching to see how our neighbor to the north, Canada, is […]

Key dates for EMV in the U.S.

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Posted on 7th Mar 2013 by in Corporate

EMV in the United States is here. Secure, chip-based EMV credit and debit cards are now the new way to pay, and magnetic stripe cards will eventually become a thing of the past. (It’s long overdue; the Central Bank of China recommended that banks stop issuing magstripe cards after 2012, and the European Central Bank has been […]

Payments, Mobile and Transit Industry Professionals Come Together – at 2012 Smart Card Alliance Payments Summit

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Posted on 17th Feb 2012 by in Corporate

Last week, the Gemalto team headed out to Salt Lake City, Utah for the 2012 Smart Card Alliance Payments Summit.  The three-day event lived up to its name, covering all things payments such as EMV chip card payments, mobile payments and wallets, NFC, and open transit payments. The hot topic of the event?  EMV’s impending […]